advice

from one "professional" to... all you out there.
if you intend to purchase a home or refinance your current home, do everyone involved in the process a favor:

do NOT send double-sided copies of the information we request, you patchouli-doused hippies. this does NOT save trees. you know why? because we just make copies of the other sides and VOILA! another tree dead.
as well, do not provide items that are STAPLED. nonono. we're smart and can figure out when one bank statement ends and another begins. we remove the staples anyway. and if we miss one, it totally fucks up the endless copying we have to do.

we understand that you do this out of the kindness of your heart, thinking that it helps us and/or the precious "environment".
that's very nice of you.
really
.
.
.
but when you do this we totally call you nasty names behind your back and curse the horse you rode in on.
just letting you know.